Privacy Policy

Who We Are

CD Calculator Pro is a free, publicly accessible financial tools website based in the United States. We provide CD interest calculators, savings calculators, insurance cost estimators, and related personal finance tools designed to help everyday Americans make better-informed savings decisions.

We do not provide licensed financial advice. All calculators and content on this site are for informational and educational purposes only. No user account, registration, or payment is required to use any of our tools.

Information We Collect

We collect two categories of information: information you provide voluntarily and information collected automatically when you visit our site.

Information You Provide Voluntarily

Our financial calculator tools operate entirely on your device — the numbers you enter into our CD calculator, savings calculator, or any other tool on this site are not transmitted to our servers and are not stored or recorded in any way. You are never required to provide your name, email address, phone number, or any other personally identifiable information to use our tools.

If you choose to contact us via our contact form or email, we collect only the information you provide — such as your name and email address — solely for the purpose of responding to your inquiry.

Information Collected Automatically

Like virtually every website, our server and analytics systems automatically collect certain technical information when you visit. This includes:

• Your browser type and version (e.g., Chrome 122, Safari 17)
• Device type (desktop, tablet, or mobile)
• Operating system (e.g., Windows 11, macOS, iOS)
• General geographic location derived from your IP address (country and region level only — never your precise address)
• The pages you visit on our site and how long you spend on each
• The website that referred you to our site, if applicable
• Date and time of your visit

How We Use Your Information

The limited information we collect is used exclusively to operate and improve this website. Specifically, we use it to:

• Understand which calculator tools and articles are most useful to our visitors
• Diagnose technical issues and ensure our site loads correctly across all devices
• Analyze traffic patterns to improve site structure and content
• Respond to messages or inquiries submitted through our contact form
• Monitor for and prevent abusive or unauthorized use of our website

Cookies and Tracking Technologies

Our website uses cookies — small text files placed on your device — to improve your experience and help us understand how visitors use our tools. Here is a clear breakdown of the cookies we use:

Essential Cookies

These cookies are required for the website to function correctly. They do not collect any personal information and cannot be disabled without affecting site functionality. Examples include session management and security cookies.

Analytics Cookies

We use Google Analytics to collect anonymized data about how visitors interact with our site — which pages they visit, how long they stay, and what devices they use. This data is aggregated and does not identify individual users. Google Analytics uses its own cookies to perform this tracking.

Advertising Cookies

We may display advertisements on this website served by third-party ad networks, including Google AdSense. These networks may use their own cookies to display ads relevant to your browsing history across other websites. We do not control these third-party cookies directly.

To opt out of personalized advertising, visit Google’s Ad Settings or the Network Advertising Initiative opt-out page.

How to Manage Cookies

You can control and delete cookies through your browser settings at any time. Please note that disabling certain cookies may affect the performance or functionality of this website. Instructions for managing cookies in popular browsers:

• Google Chrome: Settings → Privacy and Security → Cookies and other site data
• Mozilla Firefox: Settings → Privacy and Security → Cookies and Site Data
• Apple Safari: Preferences → Privacy → Manage Website Data
• Microsoft Edge: Settings → Cookies and Site Permissions

Third-Party Services

To provide and improve our services, we work with a small number of trusted third-party providers. Each operates under its own privacy policy and data handling standards:

Data Security

We take reasonable technical and organizational measures to protect the limited information we collect from unauthorized access, loss, misuse, or disclosure. Our website is served over HTTPS (SSL/TLS encryption) to ensure all data transmitted between your browser and our server is encrypted in transit.

However, no method of transmission over the internet is 100% secure. While we do everything reasonably practicable to protect your information, we cannot guarantee absolute security. We encourage you to take appropriate precautions when sharing any information online.

Your Privacy Rights

Depending on your state of residence, you may have specific rights regarding your personal information under US state privacy laws, including the California Consumer Privacy Act (CCPA) and similar statutes in other states.

Your Rights May Include:

• Right to Know: You may request to know what personal information we have collected about you and how it is used.
• Right to Delete: You may request deletion of personal information we hold about you, subject to certain exceptions.
• Right to Opt Out: You have the right to opt out of the sale of your personal information. We do not sell personal information, but you may still formally exercise this right.
• Right to Non-Discrimination: Exercising your privacy rights will not result in any difference in the quality or availability of our services.
• Right to Correct: If we hold inaccurate personal data about you, you have the right to request a correction.

To exercise any of these rights, please contact us using the details in the Contact section below. We will respond to all verified requests within 45 days, as required by applicable law.

Children’s Privacy

CD Calculator Pro is intended for use by adults and is not directed at children under the age of 13. We do not knowingly collect any personal information from children under 13 years of age.

If you are a parent or guardian and believe your child has provided personal information to us without your consent, please contact us immediately at the address provided below. We will take prompt steps to identify and delete any such information from our records.

External Links

Our website contains links to external websites, including our partner calculator sites and other financial resources. These links are provided for your convenience and information. Once you leave cdcalculatorpro.us, this Privacy Policy no longer applies.

We have no control over the content or privacy practices of external websites and accept no responsibility for them. We encourage you to review the privacy policy of any website you visit via a link from our site.

Our linked partner site includes:

• 401kcalculatoronline.us — Free 401k, Roth IRA, and paycheck calculators for US savers

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make material changes, we will update the “Last Updated” date at the top of this page.

We encourage you to review this page periodically to stay informed about how we protect your information. Your continued use of CD Calculator Pro after any changes have been posted constitutes your acceptance of the updated policy.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or the way we handle your information, please reach out to us directly. We are committed to addressing all privacy-related inquiries promptly and transparently.

We take every privacy inquiry seriously. Whether you are exercising a data right, reporting a concern, or simply asking a question about how we handle information — we will respond clearly and promptly.